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Eligibility The beneficiary must be a registered Mpumalanga sugarcane grower with the South African Sugar Association; • Have a Cane Delivery Agreement (CDA) with Tsb Sugar • Have authority to occupy the land they are farming (freehold, leasehold, right-to-occupy) • Be a citizen of the Republic of South Africa • Be black owned (25% black owned) • Be viable and creditworthy, or • A registered contractor with Tsb Sugar that provides services to growers (e.g. In addition, the beneficiary must be: • A citizen of the Republic of South Africa • Black owned (25% black owned) and • Viable and creditworthy.

The scheme covers facilities from R10 000 to R3 million. • Owner-managed businesses – the owner should be involved in the day-to-day running of the business on a full-time basis • Business activity must be situated in the Republic of South Africa • Business must be conducted with a profit motive and be economically viable • The borrower must be able to repay the bank facility • Individual or person holding a controlling interest must be a citizen of the Republic of South Africa • Borrower with proven and sufficient entrepreneurship, knowledge, skills and experience directly related to the nature of the business • The entrepreneur must provide own contribution towards a start-up or expansion of the business Access is via any of the following retail financial intermediaries: • Nedbank Ltd • ABSA Bank Ltd • First National Bank Ltd • Standard Bank of South Africa Ltd • Khula Regional Offices for assistance with a business plan development and/or advice on which institution supports the scheme.

This includes property management consultants, mentors who are allocated according to the company’s needs and access to other expertise need to ensure the success of a business.

Contact: E-mail: [email protected] Web: Tel: Cape Town: 0 Durban: 0 Johannesburg: 0 Commercial Banks The commercial banks have specialist SME divisions, providing finance for qualifying entrepreneurs.

Contact Details: Akwandze Agricultural Finance (Pty) Ltd Tsb Sugar Mill, Mhlati Farm Malelane, 1320 Tel: Malelane – 0 / Komatipoort – 0 Fax: Malelane – 0 Anglo-Khula Mining Fund is a joint venture between Anglo American plc and Khula Enterprise Finance to provide financial assistance to junior mining projects.

Product • Equity and or debt instrument with individual investments between R1m and R20m per project • Equity stake will not exceed 49% of the issued share capital of the investee company. • The owners of the investee company must be involved on a permanent basis, in the day-to-day management and operations of the investee company • The owners of the investee company must contribute to the investee company from their own resources to ensure commitment and risk sharing • The investee company shall comply with all necessary legal requirements as well as Anglo American’s standards and procedures regarding environmental and safety policies • Deal flow of the investee company should emanate primarily from contracts between the investee company and Anglo and its subsidiaries.

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